Regulatory and modelling depth
To know what the process should be. 70+ engagements across 15 types of institution, from consumer credit providers to a central bank.
Risk systems for African financial institutions.
We build the risk models that banks, microfinance institutions and credit providers across Africa run on — and the systems that run them. IFRS 9, stress testing, ICAAP, ILAAP and SME credit, in production in nine markets.
70+
Engagements delivered
51
Institutions served
7
Markets
18
Platform deployments
70+
Engagements delivered
51
Institutions served
7
Markets
18
Platform deployments
The spineWe build the models, turn them into systems,
We build the models, turn them into systems,
and train the people who run them.
That sequence is the whole of what we do, and it explains why a risk consultancy owns software. Our platforms are not a side venture. They are what our modelling practice becomes when it stops being rebuilt from scratch at every institution. The people who maintain the credit logic in our systems are the people who apply it in the field.
PlatformsPlatforms
Two production platforms — one for IFRS 9, stress testing, ICAAP and ILAAP, one for SME credit analysis — plus custom automation built on the same engineering.
Explore the platforms
AdvisoryAdvisory
The modelling practice behind the platforms, available on its own. IFRS 9, ICAAP, ILAAP, Basel, climate risk, market and liquidity risk, and model risk governance.
Explore advisory
AcademyAcademy
Training that leaves capability behind — for boards governing models they cannot inspect, for management defending numbers to a regulator, and for the teams running them.
Explore the AcademyWhere we sit
Three things that are usually found separately.
An institution solving this problem generally weighs three kinds of supplier. International risk software is deeply capable and built for institutions considerably larger than most in this market. Advisory firms build the model and hand it over. Technology consultancies build well, but take the process as given.
Our own software
To run it. Two platforms in production, 18 deployments, six markets.
Presence in the market
To support it. Offices in Nairobi and Kigali, delivering across nine markets.
Credibility
Built to survive scrutiny.
Examined by your auditor.
Expected credit loss output produced on our platform has been examined by all four Big Four audit firms and by BDO, in the course of their audits of institutions running it.
Calibrated to your regulator.
Work delivered under CBK, SASRA, BOU, BOT, BNR, the Bank of Botswana and the Bank of Zambia.
Proven across the tiers.
Commercial banks, microfinance banks and institutions, consumer credit providers, a SACCO, insurers, a reinsurer and a central bank — all on the same methodology.
See it running on your own portfolio.
A demonstration takes an hour and uses your data, not ours. We will show you the calculation lineage, the staging logic and the audit trail — the three things your auditor will ask about first.
One-hour demonstration
Uses your data, not ours
Calculation lineage & audit trail